Privacy Policy

2.1 Personal Information

We collect the following personal information:

• Name and email address (provided during registration)
• Estimated monthly income (provided for analysis context)
• Payment information (for credit purchases)

2.2 Financial Data

When you upload bank statements, we process:

• Transaction dates, amounts, and descriptions
• Merchant and category information
• Account balances (if present in the statement)
• Any other financial data contained in your uploaded statements

2.3 Technical Information

We automatically collect certain technical information:

• IP address and browser information
• Device type and operating system
• Usage patterns and analytics data
• Cookies and similar tracking technologies

3.1 Service Provision

We use your information to provide, maintain, and improve our financial analysis services, including processing your bank statements to generate spending insights and recommendations.

3.2 Communication

We may use your email address to send you service-related notifications, analysis results, and important updates about your account.

3.3 Analytics and Improvement

We analyze usage patterns and feedback to improve our service, develop new features, and ensure optimal performance.

3.4 Security and Fraud Prevention

We use your information to protect against fraud, unauthorized access, and other security threats.

4.1 No Sale of Personal Data

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4.2 Service Providers

We may share your information with trusted third-party service providers who assist us in operating our service, such as payment processors, cloud storage providers, and analytics services. These providers are bound by strict confidentiality agreements.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

5.1 Security Measures

We implement industry-standard security measures to protect your data, including encryption in transit and at rest, access controls, and regular security audits.

5.2 AI Processing Security

Our AI analysis is performed in secure, isolated environments. We do not store the raw text of your bank statements longer than necessary for processing.

5.3 Data Breach Protocol

In the unlikely event of a data breach, we will notify affected users and relevant authorities as required by applicable law.

6.1 Bank Statement Data

We retain processed financial data only as long as necessary to provide the service and for a reasonable period thereafter for service improvement and legal compliance. Raw uploaded files are typically deleted after processing is complete.

6.2 Account Information

We retain your account information until you delete your account or request data deletion, subject to legal requirements.

6.3 Analytics Data

Aggregated and anonymized analytics data may be retained longer for service improvement purposes.

7.1 Access and Portability

You have the right to access the personal information we hold about you and request a copy in a portable format.

7.2 Correction and Updates

You can update your personal information through your account settings or by contacting our support team.

7.3 Deletion

You can request the deletion of your account and associated data. Note that some information may be retained for legal compliance or legitimate business purposes.

7.4 Opt-Out

You can opt out of non-essential communications and marketing emails at any time through your account settings or by using unsubscribe links.

8.1 Essential Cookies

We use essential cookies to maintain your login session and provide core service functionality.

8.2 Analytics Cookies

We may use analytics cookies to understand how users interact with our service and improve user experience.

8.3 Cookie Management

You can control cookies through your browser settings, though this may affect the functionality of our service.